Yes, you would need to have purchased Bitcoin from another source or have bitcoin already in a wallet to use this. There are some easy to use guides for this like this one - https://buycoins.helpdocs.io/article/blgin97496-cash-app-send31
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yes they can - this article explains how it is done - https://help.sendcash.africa/article/6xka7latny-how-to-send-naira-and-cedi-with-sendcash-send-with-a-bitcoin-wallet16